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Housing Programs

Contact Information

Jennifer Barten, Homeownership Program Coordinator
Community Development - Housing Division

101 First Street SE
Cedar Rapids IA 52401



Department Contacts

Program Closed 5/31/2022

The First Time Home Buyer program is closed and no new applications will be accepted.  We anticipate the next funding round will be in March, 2023.  The information below applies to the March 2022 funding information, and may change with the upcoming 2023 round.

Program Overview
The FTHB program provides $1,000-$14,999 in down payment and closing cost assistance to eligible buyers.  The assistance is forgivable after 5 years.  

Single Family New Construction Housing
To be eligible, there are four main criteria:
  1. Be a first-time buyer
  2. Meet the income requirements
  3. Purchase an eligible property
  4. Meet debt and mortgage criteria

Document Section
Application Portal (closed)
Income Limit Chart (Updated 6/1/21)
Frequently Asked Questions
Income and Asset Document Checklist

Funding Status - as of 5/31/2022
Approved: - 4
Pre-Qualified: - 5
Remaining: - 3
Applications Received: - 47

Homebuyer Education
Applicants are required to complete a HUD-approved home buyer education course before applying. Locally, Horizons offers an on-line homebuyer education course that is HUD-approved, but applicants are able to go through any agency they choose. However, it must specifically state the homebuyer education course is offered by a "HUD-approved" counseling agency in order for it to meet the requirements of the First Time Home Buyer program.

Related Links

Jennifer Barten
Homeownership Program Coordinator
Phone: (319) 286-5874
Fax: (319) 286-5870


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