City of Cedar Rapids

Overview

Derecho Recovery Rehabilitation Program

Applications for the City of Cedar Rapids’ Owner-Occupied Rehabilitation Program are now open. The City was awarded $2.5 million through the Iowa Economic Development Authority (IEDA) to assist homeowners in Cedar Rapids with remaining Derecho-related repairs. The program is being administered by the East Central Iowa Council of Governments (ECIOCG) on behalf of the City of Cedar Rapids and will remain accessible as long as there is sufficient funding.

The program can assist Cedar Rapids homeowners with up to $24,999 in project-related costs, or up to 50% of the pre-disaster assessed property value, which is lower. The following program requirements apply:

• Home must be the household’s primary residence (since 3/20/23) and within Cedar Rapids city limits.
• Home must be located outside the 100-year floodplain.
• The household’s gross income must be at or below 80% of the Area Median Income (AMI) which is $75,700 for a family of four.

• The property’s insurance, mortgage payments, and taxes must be current.
• An occupancy period of 2 years will be enforced by the recording of a forgivable mortgage on the property.

Homeowners are encouraged to apply on the program’s website.

City of Cedar Rapids Housing Repair Programs

The City of Cedar Rapids Housing Services Department administers a number of housing rehabilitation-related activities through funding from the Department of Housing and Urban Development's Community Development Block Grant (CDBG) program. Assistance is contingent upon availability of funds and administrative authorization of each activity.

Comprehensive Housing Rehabilitation
Housing rehabilitation on owner-occupied housing for income-qualified households to address code deficiencies and lead hazards

Minor Repair
Rehabilitation assistance for income qualified households for repair of health and safety issues

Contact Information