City Announces Disaster Recovery Rehabilitation Program

Applications for the City of Cedar Rapids’ Owner-Occupied Rehabilitation Program are now open. The City was awarded $2.5 million through the Iowa Economic Development Authority (IEDA) to assist homeowners in Cedar Rapids with remaining Derecho-related repairs. The program is being administered by the East Central Iowa Council of Governments (ECIOCG) on behalf of the City of Cedar Rapids and will remain accessible as long as there is sufficient funding.

The program can assist Cedar Rapids homeowners with up to $24,999 in project-related costs, or up to 50% of the pre-disaster assessed property value, which is lower. The following program requirements apply:

• Home must be the household’s primary residence (since 3/20/23) and within Cedar Rapids city limits.
• Home must be located outside the 100-year floodplain.
• The household’s gross income must be at or below 80% of the Area Median Income (AMI) which is $75,700 for a family of four.

• The property’s insurance, mortgage payments, and taxes must be current.
• An occupancy period of 2 years will be enforced by the recording of a forgivable mortgage on the property.

Homeowners are encouraged to apply on the program’s website.

About the Disaster Recovery Rehabilitation Program:

The City of Cedar Rapids Disaster Recovery Rehabilitation Program's purpose is to assist low-to-moderate-income households in making repairs to their home from damage caused by the August 2020 derecho storm. In addition, homeowners may be eligible for repairs to address safety issues, code corrections, and lead-based paint hazards.